The Stripe Fee Calculator helps you estimate the total processing fees for payments through Stripe. It covers domestic and international card payments, ACH bank transfers, Link wallet payments, and Tap to Pay / Terminal transactions — giving you a clear picture of your net revenue.

Whether you're running an e-commerce store, a SaaS platform, or accepting one-time payments, this tool helps you understand Stripe's fee structure and plan your pricing strategy accordingly.

Enter the transaction amount you plan to charge or receive.
Select the payment type (e.g., Domestic Card, International, ACH Direct Debit).
Review the fee breakdown showing processing fee, fixed fee, and any international/currency surcharge.
Check the "Ask For" amount to know how much to charge so you receive your desired amount after fees.

Calculates fees for 7 Stripe payment methods including cards, ACH, Link wallet, and Tap to Pay.
Automatically applies international surcharge (1.5%) and currency conversion fee (1.0%) for cross-border payments.
Shows "Ask For" amount — the exact price to charge so you receive your target amount after fees.
Displays effective fee rate, total fees, and detailed breakdown of each fee component.

What is Stripe's standard processing fee?: Stripe charges 2.9% + $0.30 per successful domestic card transaction. This applies to all major credit and debit cards processed through Stripe's standard integration.
How much extra does Stripe charge for international cards?: International cards (issued outside your country) add 1.5% on top of the standard rate. If currency conversion is also required, an additional 1.0% is added, making the total surcharge 2.5% for international payments with conversion.
What is Stripe ACH Direct Debit pricing?: ACH Direct Debit transactions are charged at 0.8% with a $5 cap per transaction. This makes ACH significantly cheaper than card payments for larger transactions. ACH Credit Transfers have no Stripe fee but may have bank-originated costs.