Finance Tools
Essential financial calculation tools for personal finance management. Calculate monthly loan payments, total interest and detailed amortization schedules for mortgages, auto, personal and student loans, compute compound interest with periodic contributions, calculate tips and split bills among groups, find discounted prices and savings instantly, convert salaries between hourly, daily, weekly, monthly and annual, calculate return on investment and annualized returns, compute gross, net and operating profit margins, determine equated monthly installments, plan savings goals with monthly targets, calculate inflation impact on purchasing power over time, estimate retirement savings needs, plan debt payoff with avalanche or snowball methods, find break-even points for products and businesses, track net worth from assets and liabilities, split shared expenses fairly among group members, calculate required down payments for homes or cars, and add or remove VAT/GST from any amount.
Work out your ideal freelance hourly, daily, weekly, and monthly rates from your income goal, work schedule, business expenses, and tax rate.
Estimate total project costs by adding team members with hourly rates, fixed expenses, contingency buffer, profit margin, and tax, with ready templates.
Split shared expenses among group members and instantly see who owes whom, with the fewest transactions to settle up.
Work out your down payment amount, see the monthly mortgage impact, compare scenarios at different percentages, and check whether PMI applies.
List your assets and liabilities to calculate your net worth instantly, with a financial health rating, debt-to-asset ratio, and an assets-vs-liabilities chart.
Find how many units you need to sell to cover all costs and start making profit, with instant break-even point, revenue, and contribution margin.
See how inflation changes the value of money over time using real World Bank CPI data for 49 countries, plus future projections.
Calculate profit margin, markup, and selling price from cost and revenue. Supports gross, operating, and net margin types.
Build a debt repayment plan with the Avalanche or Snowball method. Compare strategies, see your debt-free date, and track the interest you save.
Find out how much to save each period to reach your financial goal. Plan with interest rates, deposit frequencies, and visual growth charts.
See if you are on track to retire: enter your age, savings, and monthly contribution to project your fund, monthly income gap, and how long the money lasts.
Add or remove VAT/GST from any amount and see the net price, tax, and gross total at once, with preset rates, 100+ country rates, and batch mode.